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mads.xsd"><authority><topic authority="http://roble.intecca.uned.es/tematres/lem/">Riesgo de crédito</topic></authority><related type="other"><topic>Insolvencia</topic></related><related type="other"><topic>Gestión del crédito</topic></related><related type="other"><topic>Seguros de crédito</topic></related><related type="broader"><topic>Riesgo financiero</topic></related><variant type="other"><topic>Riesgo crediticio</topic></variant><variant type="other"><topic>Riesgos del crédito</topic></variant><variant type="other"><topic>Riesgo de solvencia</topic></variant></mads>