<?xml version="1.0" encoding="utf-8"?><mads xmlns="http://www.loc.gov/mads/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mads/
mads.xsd"><authority><topic authority="http://roble.intecca.uned.es/tematres/lem/">Planes de pensiones</topic></authority><related type="other"><topic>Seguridad social</topic></related><related type="other"><topic>Fondos de pensiones</topic></related><related type="other"><topic>Pensiones</topic></related><variant type="other"><topic>Seguros de pensión</topic></variant><variant type="other"><topic>Planes de jubilación</topic></variant></mads>