<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>14270</termId><termName>Bancos-Contabilidad</termName><termType>TT</termType><termCreatedDate>2014-09-15 19:57:12</termCreatedDate><relation><relationType>UF</relationType><termId>14271</termId><termName>Contabilidad bancaria</termName><termType>ND</termType></relation></term>  </Zthes>