<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>20122</termId><termName>Cobro de lo indebido</termName><termType>TT</termType><termCreatedDate>2014-09-15 20:07:24</termCreatedDate><relation><relationType>UF</relationType><termId>20123</termId><termName>Cobro indebido</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>20124</termId><termName>Pago de lo indebido</termName><termType>ND</termType></relation><relation><relationType>RT</relationType><termId>3759</termId><termName>Cobro de cuentas</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>23708</termId><termName>Enriquecimiento sin causa</termName><termType>PT</termType></relation></term>  </Zthes>