<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>2015</termId><termName>Bancos de inversión</termName><termType>PT</termType><termCreatedDate>2014-09-15 19:36:00</termCreatedDate><relation><relationType>UF</relationType><termId>2016</termId><termName>Bancos de negocios</termName><termType>ND</termType></relation><relation><relationType>UF</relationType><termId>2017</termId><termName>Bancos industriales</termName><termType>ND</termType></relation><relation><relationType>BT</relationType><termId>2012</termId><termName>Bancos</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>15592</termId><termName>Inversiones</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>5317</termId><termName>Valores mobiliarios</termName><termType>PT</termType></relation></term>  </Zthes>