<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/xml/zthes-05.dtd">  <Zthes><term><termId>2465</termId><termName>Consolidación de cuentas</termName><termType>TT</termType><termCreatedDate>2014-09-15 19:36:45</termCreatedDate></term>  </Zthes>